Start with the purpose
Clarify which Original Medicare cost gaps you want help understanding.
Medicare Supplement
Understand the role of Medicare Supplement coverage.
This page helps you organize questions about out-of-pocket costs, timing, provider choice, and what a supplement policy does not address.
The short answer
What Medicare Supplement means
Medicare Supplement insurance, also called Medigap, helps pay certain costs left by Original Medicare, such as copayments and coinsurance. It is different from Medicare Advantage. Generally, you need Part A and Part B to buy a Medigap policy.
Further reading: Medicare.gov: How Medigap works
Understand the essentials
Questions worth reviewing together.
Review timing
Enrollment timing and underwriting questions should be reviewed for your situation.
Check the boundaries
Prescription coverage and other needs may require separate consideration.
Prepare a comparison
Bring current coverage, budget, providers, and questions to a licensed review.
Common questions
Let’s clear things up.
What is the best first step for medicare supplement?
Start with your goal and the facts that are most important to your situation.
Do I have to be ready to choose?
No. A first conversation can focus on education and next questions.
Can MIP review my current information?
Yes. Starting with what you already have helps keep the conversation relevant.